A Net Worth Certificate is a formal document that quantifies the financial strength of an individual or an entity at a specific point in time. It is calculated by taking the total value of all Assets (Property, Bank Balance, Stocks, Gold) and subtracting all Liabilities (Loans, Mortgages, Creditors). In 2026, this certificate is vital for high-net-worth individuals to track wealth and for business owners to prove their “solvency” or “paying capacity” to international partners or creditors.
Eligibility & Criteria
- Limits: No statutory turnover limit. Required whenever a stakeholder asks for proof of financial stability.
- Our Value-Added Service: Asset Optimization Advice. We don’t just list assets; we advise on how to structure them (e.g., shifting stagnant cash to high-yield assets) to improve the Net Worth profile for future credit needs.
- Penalty: Providing a false certificate can lead to professional misconduct proceedings for the CA and criminal charges for the client for “Fraudulent Misrepresentation.”